Attention homeowners in Trumansburg and Schuyler County: Get an Appraisal today!The top seven reasons New York homeowners order from Mid-Lakes Appraisals:
At Mid-Lakes Appraisals, we understand the particular needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Mid-Lakes Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenge a property tax assessmentIf you live in an area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Mid-Lakes Appraisals is your perfect weapon when contesting your property tax assessment.Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Mid-Lakes Appraisals is qualified in helping folks just like you abolish undesirable PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Mid-Lakes Appraisals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can help with that too. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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